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Your insurance in 3 simple steps
Get your final price in record time, no calls or unnecessary paperwork.
Your boat details
Enter your boat's type, length, engine power and mooring location. Quick and simple.
Choose your coverage
Compare boat insurance plans from the best insurers and select the one that fits you.
Instant price
Receive your final price instantly and sign up with one click if it suits you.
Everything you need to know about boat insurance
Keys to choosing the right protection for your vessel.
Boat insurance protects your vessel against damage, theft, civil liability and navigational risks. Whether you own a small sailboat or a motor yacht, the right policy covers hull damage, engine failure, towing, salvage, and liability for damage to other vessels, harbours or people while at sea.
When choosing boat insurance, consider your vessel type, length, engine power, navigation area, and how often you use it. A comprehensive policy should cover hull and machinery, civil liability, personal accident, towing and salvage, and personal belongings on board. Policies vary significantly based on whether you navigate coastal waters or open sea.
Hull and machinery
Protection for your boat's structure, engine and onboard equipment against collision, grounding, fire and storms.
Civil liability
Mandatory coverage for damage your boat may cause to other vessels, port installations or people.
Towing and salvage
Coverage for emergency towing, salvage operations and wreck removal if your boat runs into trouble at sea.
Personal accident
Protection for you and your passengers in case of accidents while on board or during water activities.
Coverage designed for your boat
Complete maritime protection for vessels of all sizes.
Guide to choosing your boat insurance
Practical tips to select the best protection for your vessel.
Know the legal requirements
Civil liability insurance is mandatory for all registered boats. Check minimum coverage amounts for your navigation area.
Value your boat accurately
Declare the real market value including equipment, electronics and modifications. Over or undervaluing affects your coverage.
Define your navigation area
Coastal navigation is cheaper to insure than open sea. Only pay for the area you actually navigate.
Consider towing coverage
Maritime towing is extremely expensive. Good insurance covers emergency towing, harbour-to-harbour transport and salvage.
Think about winter storage
Some policies offer reduced premiums during storage months. Ask about seasonal navigation discounts.
Review personal accident cover
Make sure all passengers and crew are covered for accidents on board, including water sports and swimming activities.
Why get your boat insurance with us?
Benefits designed for boat owners who love the sea.
Real price instantly
No estimates, no asterisks. See your final price in seconds and sign up whenever you want.
No mandatory calls
100% online process. You decide when, how, and from where.
Complete mobile app
Manage your insurance from your phone: policies, claims, direct contact with your advisor.
Best price guaranteed
We compare the best insurers to always offer you the most competitive market price.
Plan comparison
All coverage detailed so you can choose clearly.
| Coverage included | Essential | Navigator | Premium |
|---|---|---|---|
| Civil liability | |||
| Towing assistance | |||
| Hull damage | |||
| Engine and machinery | |||
| Extended navigation area | |||
| New value replacement | |||
| Competition coverage | |||
| International coverage |
Essential
Navigator
Premium
What our clients say
Real stories from boat owners who trusted us.
“After running aground in shallow waters, the insurance covered the towing, hull repairs and engine check. Without coverage it would have cost a fortune.”
Ricardo M.
Sailboat owner, Las Palmas
“I compared several boat insurances and Torino offered the best coverage at the best price. The online process was incredibly simple, done in minutes.”
Marina F.
Motor yacht owner, Tenerife
“My fishing boat is my livelihood. Having comprehensive insurance gives me total peace of mind on every trip. The 24/7 towing service has saved me twice already.”
Pedro A.
Fishing boat owner, Gran Canaria
Frequently asked questions about boat insurance
Have more questions? Contact us and we'll help