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Your insurance in 3 simple steps
Get your final price in record time, no calls or unnecessary paperwork.
Your business details
Enter your business type, size and location. Quick and simple.
Choose your coverage
Compare business insurance plans from the best insurers and select the one that fits you.
Instant price
Receive your final price instantly and sign up with one click if it suits you.
Everything you need to know about business insurance
Keys to choosing the right protection for your company.
Business insurance protects your company's assets, premises, stock and equipment against risks like fire, theft, water damage and natural disasters. It also covers business interruption losses, ensuring your company can survive and recover from unexpected events without devastating financial impact.
When choosing business insurance, consider your industry type, premises size, stock value, number of employees, and revenue. A comprehensive policy should cover property damage, civil liability, business interruption, employee-related risks, and cyber threats. The right protection depends on your specific business needs and risk profile.
Property coverage
Protection for your premises, equipment, machinery, stock and furniture against fire, theft and damage.
Civil liability
Coverage for claims from customers, suppliers or third parties injured or damaged due to your business activities.
Business interruption
Compensation for lost income if your business has to close temporarily due to a covered event.
Employee coverage
Protection for workplace accidents, employer liability and employee benefits beyond the legal minimum.
Coverage designed for your business
Complete protection for companies of all sizes and sectors.
Guide to choosing your business insurance
Practical tips to select the best protection for your company.
Assess your main risks
Identify the biggest threats to your business: fire, theft, customer claims, or business interruption. Focus coverage there.
Value your assets accurately
Calculate the replacement cost of your premises, equipment, stock and fixtures. Underinsurance means partial payouts.
Consider business interruption
If your business depends on physical premises, interruption coverage can be the difference between survival and closure.
Review liability limits
Make sure civil liability limits match your revenue and customer volume. A single large claim can bankrupt a business.
Think about cyber risks
If you handle customer data or sell online, cyber insurance protects against data breaches and ransomware.
Include employee protection
Employer liability and workplace accident coverage protect both your employees and your business from costly claims.
Why get your business insurance with us?
Benefits designed for entrepreneurs who value their business.
Real price instantly
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No mandatory calls
100% online process. You decide when, how, and from where.
Complete mobile app
Manage your insurance from your phone: policies, claims, direct contact with your advisor.
Best price guaranteed
We compare the best insurers to always offer you the most competitive market price.
Plan comparison
All coverage detailed so you can choose clearly.
| Coverage included | Essential | Business | Premium |
|---|---|---|---|
| Property damage | |||
| Theft and vandalism | |||
| Business interruption | |||
| Employer liability | |||
| Cyber risk protection | |||
| Legal defense | |||
| Key person insurance | |||
| International coverage |
Essential
Business
Premium
What our clients say
Real stories from business owners who trusted us.
“A kitchen fire could have ended my business. The insurance covered the repairs, equipment replacement and the income I lost during the closure. Invaluable.”
Antonio R.
Restaurant owner, Las Palmas
“After a break-in, the insurance covered all the stolen stock and the damage to the premises. The claim process was incredibly fast and hassle-free.”
Patricia H.
Shop owner, Tenerife
“As a tech company, cyber insurance was essential. Torino found me the best price with comprehensive data breach coverage. Everything done online in minutes.”
Diego C.
IT consultancy, Gran Canaria
Frequently asked questions about business insurance
Have more questions? Contact us and we'll help