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Your insurance in 3 simple steps
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Tell us about you
Enter your age, family members and health preferences. Quick and simple.
Choose your coverage
Compare health and dental plans from the best insurers and select the one that fits you.
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Everything you need to know about health insurance
Keys to choosing the right health and dental coverage for your needs.
Health insurance gives you access to private medical care without waiting lists, including consultations with specialists, diagnostic tests, hospitalization and surgery. It lets you choose your doctors and hospitals, providing faster and more personalized attention for you and your family.
When choosing health insurance, consider key factors like the medical network available in your area, specialty coverage, dental services included, copayment options, and whether you need coverage for pre-existing conditions. A good policy should provide comprehensive care at every stage of life, from preventive check-ups to specialist treatment.
Medical network
Check that your preferred hospitals, clinics and specialists are included in the insurer's network.
Dental coverage
Many plans include dental care: cleanings, fillings, orthodontics and implants at reduced costs.
Copayment vs. no copayment
Copayment plans have lower premiums but charge a small fee per visit. Choose based on your usage frequency.
Pre-existing conditions
Review waiting periods and exclusions. Some insurers cover pre-existing conditions after a qualifying period.
Coverage designed for your health
Complete medical and dental protection adapted to your needs.
Guide to choosing your health insurance
Practical tips to select the best health coverage for your needs.
Evaluate your health needs
Consider your medical history, regular treatments and specialist needs to determine the right coverage level.
Check the medical network
Make sure your preferred doctors, hospitals and clinics are available. A wider network means more choice.
Consider dental coverage
Dental treatments can be expensive. A plan with integrated dental coverage saves money in the long run.
Compare copayment options
If you visit the doctor frequently, a no-copayment plan may be more cost-effective despite a higher premium.
Review waiting periods
Some treatments have waiting periods before you can use them. Check these when comparing policies.
Think about your family
Family plans often offer better value. Consider coverage for children including pediatrics and vaccinations.
Why get your health insurance with us?
Benefits designed for people who value their health.
Real price instantly
No estimates, no asterisks. See your final price in seconds and sign up whenever you want.
No mandatory calls
100% online process. You decide when, how, and from where.
Complete mobile app
Manage your insurance from your phone: policies, claims, direct contact with your advisor.
Best price guaranteed
We compare the best insurers to always offer you the most competitive market price.
Plan comparison
All coverage detailed so you can choose clearly.
| Coverage included | Essential | Complete | Premium |
|---|---|---|---|
| General practitioner visits | |||
| Emergency care | |||
| Specialist consultations | |||
| Hospitalization and surgery | |||
| Dental care | |||
| International coverage | |||
| Mental health | |||
| Second medical opinion |
Essential
Complete
Premium
What our clients say
Real stories from people who trusted us with their health.
“I was tired of waiting lists at the public system. With my health insurance I get appointments with specialists the same week. The dental coverage is a bonus.”
Carmen R.
Marketing manager, Las Palmas
“We signed up the whole family. The pediatric coverage is excellent and the dental plan has already saved us a lot on orthodontics for the kids.”
Pablo M.
Teacher, Tenerife
“As a freelancer I can't afford to be sick for long. My health insurance gives me fast access to specialists and I sorted everything online in 10 minutes.”
Lucía F.
Freelancer, Gran Canaria
Thousands of clients trust Torino
Frequently asked questions about health insurance
We answer your questions before you have them.
Have more questions? Contact us and we'll help