Trabajamos con las mejores compañias de seguros
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How does it work?
Getting your home insurance is fast and simple. In just 3 steps, your policy will be ready.
Your home details
Tell us your home type, location, and square footage.
Choose your coverage
Select the plan that best fits your needs.
Instant price
Get your quote instantly and sign up in seconds.
Everything you need to know about home insurance
Learn what it covers, how it works, and why it's essential to protect your home and belongings.
Home insurance protects your property and everything inside it against unexpected events like fires, theft, water damage, or severe weather. Whether you're a homeowner or a tenant, there are plans tailored to each situation: homeowners need to insure the building structure, while tenants can protect their belongings and civil liability. In both cases, it's about protecting your assets and avoiding unexpected expenses that can be very high.
Beyond protecting the building (the structure: walls, ceilings, installations) and contents (furniture, appliances, clothing, personal items), policies include essential services like family civil liability—which covers you if you cause damage to third parties, for example a leak affecting your neighbor—, 24-hour assistance with professionals (plumber, electrician, locksmith), and protection for events that temporarily make your home uninhabitable. Everything to keep your home protected in any circumstance.
Comprehensive protection
Covers water damage, fire, theft, weather events, and much more.
For owners and tenants
Adapt your policy depending on whether you own or rent your home.
Civil liability
Protects you if your damages affect neighbors or third parties.
24-hour assistance
Locksmith, plumber, electrician… urgent help when you need it.
Coverage plans
Choose the level of protection your home needs. All plans include 24/7 assistance.
Guide to getting your home insurance
Practical tips to choose the best protection for your home.
Building vs. contents
The building is the structure; contents are your belongings. Make sure both are properly valued.
Check the deductibles
Compare deductible amounts between policies. A lower deductible is better for frequent claims.
Consider optional coverages
Protections like glass breakage, aesthetic damage, or legal defense can make a big difference.
Update insured values
If you've renovated or made major purchases, update your sums to avoid underinsurance.
Read the fine print
Review exclusions, waiting periods, and limits before signing. We help you understand everything.
Compare prices and coverage
Don't settle for the first option. Comparing insurers will help you find the best value for money.
Why choose Torino Seguros?
Over 10,000 homes trust us to protect what matters most to them.
Instant pricing
Calculate your price in seconds with no waiting or sales calls.
No annoying calls
The entire process is online. You decide when and how to contact us.
100% digital management
Sign up, modify, or manage claims from your phone or PC.
Top insurers
We work with the most reliable companies to give you the best options.
Compare our plans
Find the ideal plan for your home at a glance.
| Feature | Basic | Home Plus | Home Total |
|---|---|---|---|
| Fire and explosion | |||
| Water damage | |||
| Theft and burglary | |||
| Weather events | |||
| Glass breakage and aesthetic damage | |||
| Full legal defense |
Basic
Home Plus
Home Total
What our clients say
Homeowners and tenants who already trust us.
“I had a flood and within 24 hours they had a technician at my home. The service was impeccable.”
Carmen López
Homeowner in Madrid
“As a tenant I thought I didn't need insurance, but civil liability and contents protection are worth every euro.”
Javier Ruiz
Tenant in Barcelona
“I got the Home Total plan and the value for money is unbeatable. The app to manage everything is fantastic.”
María Fernández
Homeowner in Valencia
Frequently asked questions
We answer your questions about home insurance.
It's not legally required, unless you have a mortgage, in which case the bank requires at least building insurance. However, it's highly recommended to protect your home.
Building covers the structure (walls, floors, ceilings, installations). Contents protects your belongings: furniture, appliances, clothing, personal items.
Yes. As a tenant, you can insure your home contents and civil liability. It's the smartest way to protect your things.
You can report it from our app or website at any time. Our claims team will contact you within 24 hours.
Yes. If you make major renovations, it's advisable to update the insured value to avoid underinsurance situations.
Less than 5 minutes. You just need your home details and your policy can be active instantly.